If you’re in need of debt relief services, you may have come across Smart ERC during your search. This company offers a range of programs to help consumers reduce and eliminate their debts, including debt settlement and debt consolidation. But before you sign up with this company, it’s important to do your research and understand what they offer, how much they charge, and what their reputation is like.

In this article, we’ll provide a detailed review of Smart ERC that covers all the important details you need to know. We’ll start by giving an overview of the business and its location, followed by a breakdown of their fees and BBB rating. We’ll also take a look at customer reviews on Google to see what people are saying about their experiences with Smart ERC.

Additionally, we’ll explore common complaints about the company and whether or not they are legitimate concerns. By the end of this article, you should have a solid understanding of whether or not Smart ERC is the right choice for your debt relief needs.

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Business Overview

If you’re looking for a quick and easy way to learn about Smarterc’s business overview, you’ll be happy to know that they’ve got all the information you need right here!

Smarterc is an innovative company that provides enterprise resource planning (ERP) solutions for businesses. Their goal is to help their clients streamline their operations and achieve greater efficiency and profitability.

Smarterc has been in business since 2017 and has quickly established itself as a leader in the ERP space. They offer a wide range of services including consulting, customization, implementation, training, and support. Their team of experts works closely with clients to ensure that the solutions they provide are tailored to meet their specific needs.

Smarterc’s ERP solutions are designed to integrate all aspects of a business into one system. This includes finance, human resources, inventory management, supply chain management, customer relationship management, and more. By consolidating all of these functions into one platform, businesses can save time and money while improving overall performance.

With Smarterc’s innovative approach to ERP solutions, it’s no wonder why they have become such a popular choice among businesses looking to optimize their operations.


You can visit the Smart ERC team at their Camarillo location on N Lantana St.

As you step into their office, you’ll be greeted by friendly faces eager to assist with any questions or concerns you may have. This location is easily accessible and located near many popular establishments, making it a perfect spot for both locals and visitors alike.

Here are three reasons why this location is considered ideal for to customers’ needs:

  1. Conveniently located: Situated in the heart of Camarillo, making it easy to access from anywhere in the city. Plus, they’re just a short drive away from Ventura County’s beautiful beaches and scenic hiking trails.
  2. Accessible parking: They offer ample parking options for all clients, ensuring that you won’t waste time searching for a spot before your appointment.
  3. Close to amenities: While you’re there, take advantage of the nearby restaurants, cafes, and shops that make up this vibrant community. Grab a cup of coffee before your appointment or treat yourself to a delicious meal after your visit.

We understand that choosing a service provider can be overwhelming but rest assured that Smart ERC’s team is committed to providing exceptional service in every aspect of what they do.

Phone Number

You can easily reach Smart ERC by giving them a call at 800-707-0524. Their phone number is available for any inquiries or concerns you may have regarding their services.

The company understands that communication is key to providing excellent customer service, which is why they make themselves readily available to answer your calls. Their team of experts is always ready to assist with any questions or issues clients may encounter. Whether it’s a technical problem or a general inquiry, they’re there to help.

A knowledgeable staff will provide you with the necessary information and guidance to ensure that your experience with Smart ERC is seamless and hassle-free. At Smart ERC, they value customer satisfaction above all else. That’s why they strive to provide exceptional customer service through various channels, including their phone line.

So don’t hesitate to give them a call at 800-707-0524 if you need assistance or have any questions about their services.


Pricing is calculated based on the percentage of credit recovered, allowing our customers to benefit from our expertise and recover more money. Our service charge is very affordable because we’re typically able to recover 20-30% more than someone less familiar with the program. This means that using our services pays for itself, just like a good CPA.

To further emphasize the benefits of our pricing model, here are some key points to keep in mind:

  • Our fees are fair and transparent, so you always know what you’re paying for.
  • Because we work on a percentage basis, there’s no risk involved. If we don’t recover any money for you, you don’t owe us anything.
  • We take pride in offering top-notch customer service and support throughout the entire process.
  • With our team of experts working on your behalf, you can rest assured that your case will be handled professionally and efficiently.
  • Our goal is to maximize your recovery while minimizing any unnecessary costs or delays.

Overall, we believe that our pricing structure offers a win-win situation for both us and our clients. By charging based on performance rather than hourly rates or flat fees, we’re incentivized to work hard to get you the best possible results. And since we only get paid when you do, there’s no risk involved in giving us a try!

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BBB Rating

When checking out debt collection agencies to work with, it’s important to know about the Better Business Bureau (BBB) rating of each one. The BBB is a non-profit organization that focuses on building trust between consumers and businesses.

It provides ratings for businesses based on various factors such as customer complaints, response time to those complaints, and transparency in business practices. The BBB rating scale ranges from A+ to F, with A+ being the highest possible rating.

When looking at debt collection agencies, it’s important to find ones with high BBB ratings as this indicates good customer service and ethical business practices. If a company has a low or no rating, this could be a red flag indicating poor customer service or even fraudulent behavior.

In addition to checking the BBB rating, it can also be helpful to read reviews from past customers of the debt collection agency. This can give you further insight into their level of customer service and effectiveness in collecting debts.

By doing your research beforehand and choosing an agency with a high BBB rating and positive customer reviews, you can have peace of mind knowing you’re working with a reputable company.

Google Reviews

Looking for a debt collection agency to work with? Let’s talk about the importance of checking out Google Reviews. Here are three reasons why you should take the time to read what others have said about Smart ERC on this platform:

  1. Get an idea of their customer service: Reading through Google Reviews can give you an idea of how well Smart ERC treats its clients. You’ll be able to see if there are any recurring complaints or issues that customers have faced, and how they were resolved by the company. This information can help you make a more informed decision when choosing a debt collection agency.
  2. Evaluate their success rate: Another important aspect to consider is Smart ERC’s success rate in collecting debts for their clients. By reading reviews left by past clients, you can get an idea of how effective they are at recovering overdue payments. Positive feedback from satisfied customers can give you confidence in their abilities.
  3. Gauge their communication skills: Effective communication is key when working with a debt collection agency, and Google Reviews can help you gauge whether or not Smart ERC has good communication skills. Look for reviews that mention clear and timely updates on progress, as well as courteous and professional staff members.

Taking the time to read through Google Reviews before choosing a debt collection agency like Smart ERC can provide valuable insight into their track record, customer service practices, and overall effectiveness in collecting debts for clients. Make sure to carefully consider all aspects before making your final decision.

Common Complaints

One thing that customers frequently mention in their feedback about debt collection agencies on Google Reviews are common complaints about the company’s practices. Smart ERC is no exception, and there are several recurring issues that have been raised by dissatisfied clients.

One of the most common complaints is that Smart ERC engages in aggressive and harassing tactics to recover debts from individuals, including constant phone calls and letters demanding payment. This can create a lot of stress for people who are already struggling financially, and can even lead to legal action if the harassment becomes extreme.

Another issue that customers have with Smart ERC is their lack of transparency when it comes to fees and charges. Some clients have reported being charged unexpected fees or having additional charges added without their knowledge or consent. This can be particularly frustrating for those who are already dealing with financial difficulties, as it adds another layer of stress and confusion to an already overwhelming situation.

Some customers have expressed dissatisfaction with Smart ERC’s customer service, stating that they felt ignored or dismissed when trying to resolve issues or disputes with the agency. In some cases, clients have reported difficulty getting through to a representative or receiving timely responses to their inquiries. This lack of communication can exacerbate existing problems and make it difficult for individuals to find resolution or closure on their accounts.

Overall, while many customers report positive experiences working with Smart ERC, there are definitely areas where the company could improve its practices and communication strategies in order to better serve its clients. By addressing these common concerns head-on and actively working towards solutions, Smart ERC has the potential to establish itself as a leader in ethical debt collection practices within the industry.

Bottom Line: Can you Trust Smart ERC with your Business?

If you’re reading this, it’s likely that you’ve come across some negative reviews or complaints about Smart ERC. You may be wondering whether or not this company is legitimate. The answer is yes, Smart ERC is a legitimate company.

Smart ERC has been in business for over 10 years and has helped countless individuals with their debt settlement needs. They’re a member of the American Fair Credit Council and adhere to strict industry standards. Additionally, they have an A+ rating with the Better Business Bureau.

While there have been some complaints about Smart ERC in the past, it’s important to note that these are isolated incidents and do not represent the overall quality of their services. As with any company, there will always be a few unhappy customers. However, Smart ERC has a proven track record of success and can provide testimonials from satisfied clients who have successfully settled their debts through their program.

If you’re considering using Smart ERC for your debt settlement needs, rest assured that they are a legitimate company with an excellent reputation within the industry. While it’s always important to do your own research before making any financial decisions, you can feel confident in choosing Smart ERC as your partner in achieving financial freedom.